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- Virginia Long Term Care Partnership
- Virginia LTC Partnership Online Training
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- DNC_Procedures.pdf
- CANSPAM_Act.pdf
- Do Not Call and SPAM Regulations
- Remember there can be heavy fines for unsolicited phone calls and emails.
- ING 9024 Fixed.pdf
- 90-24 Transfers and 403(b) IRS Changes
- The Internal Revenue Service updated regulations on 403(b) retirement plans and 90-24 Transfers.
- The Case for 'Income Annuities'.pdf
- The Case for Income Annuities
- Here is a very good article from The Wall Street Journal explaining why an Income Annuity could be the right thing to do for those who may be retiring soon.
- Insurance Medicine
- Why underwriters may have a different view of a clients health, than the client.
- Filebuilding
- Special Service Agency is using a process called 'filebuilding' to help in the turn-a-round time for cases at the home office.
- WCL replacement changes.pdf
- West Coast Life Replacement Forms
- West Coast Life is changing the way they handle replacement forms and how long they will hold money. It is very important that you make clear what the replacement status is when you submit an application. Remember, now in Virginia, you MUST fill out replacement forms even if there is no replacement.
- Use It or Lose It!
- The power of making lifetime gifts.
- Partnership Training Required for LTC Riders
- John Hancock is requiring NAIC Partnership Certification on all Life Policies written with Long Term Care Riders.
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