• Long Term Care Products (Individual & Association)
  
• Individual Disability & BOE
  
• Critical Illness
  
• Deferred Annuities (qualified, nonqualified, systematic withdrawal)
  
• Immediate Annuities (including impaired risk underwriting)
  
• Industry's Best Level 1 Terms (up to 30yr. rate guarantee)
  
• Universal Life (term, single, premium, many variations)
  
• Whole Life (Par, Single Premium and Interest Sensitive)
  
• Survivorship (Whole Life, Universal and SUL Term)
  
• Short Pay New MEC Alternatives
  
• Guaranteed & Simplified Issue Programs
  
• Business Products (COL I,412:, 401(K), other pension plans)
  
• Foreign National Program
  
• Split Dollar Variations (business and estate planning)
  

SPECIAL RISK UNDERWRITING SERVICE

Web-based resources, tentative quotes from up to 5 leading special risk companies.

ADVANCED UNDERWRITING SERVICE FOR YOUR UPSCALE MARKETS

We offer advanced sales proposals, case design, access to carrier attorneys, deferred compensation strategies, 412, and asset reallocation.

COMPLETE PROPOSAL SERVICE

Call, fax or Email your proposal request. Our goal is same-day service. Software is available; call us or download from this site.

COMPETITIVE COMPENSATION AND PRODUCTION BONUSES

We offer a program for everyone. Group production, Individual production, PPGA Alternatives, or St. Alliances.

POLICY OWNER SERVICE MARKETING SEMINARS